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NJHTools

Free Online Calculators

Some numbers are worth double-checking: the monthly payment on a mortgage, how much a savings account will grow, the right tip for a group dinner, or the calories you need to hit a fitness goal. These free calculators give instant answers with the working shown, so you can see how the result was reached instead of trusting a black box.

For money, the Loan & Mortgage Calculator produces a full amortization schedule, the Compound Interest Calculator projects growth with regular contributions, and the Tip Calculator splits a bill between up to 50 people. For health, the BMI Calculator uses WHO categories and the Calorie Calculator estimates BMR and TDEE with the Mifflin-St Jeor equation, in metric or imperial units. Everyday math is covered by the Percentage Calculator, an exact Age Calculator, a GPA and grade calculator, and a full Scientific Calculator with trig, logs and calculation history.

All calculations happen instantly in your browser, with nothing to install and no account required. Results are estimates for planning purposes, not financial or medical advice.

All Calculators (11)

Frequently Asked Questions

Which calculators are available on NJHTools?↓

Loan & mortgage, compound interest, tip & bill splitter, BMI, calorie (TDEE/BMR), percentage, age, GPA & grade, and a scientific calculator. The finance and health calculators are also grouped on their own hub pages.

Are these calculators free?↓

Yes. Every calculator is completely free with no signup, no usage limit and no paywalled features.

How accurate are the finance calculators?↓

They use the standard amortization formula M = P × r(1+r)ⁿ / ((1+r)ⁿ − 1) and standard compound interest math. Real loans may include fees, taxes or insurance, so treat the results as estimates and confirm with your lender.

Which formula does the calorie calculator use?↓

The Mifflin-St Jeor equation for BMR, multiplied by an activity factor to estimate TDEE (maintenance calories). It supports metric and imperial units.

Do the calculators work on mobile?↓

Yes. All calculators are responsive and run in any modern mobile or desktop browser.

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